
Medicare doesn't cover everything. This plan fills the gap.
Hospital indemnity plans pay you a fixed cash benefit when you're admitted, helping cover deductibles, copays, and everyday bills. Evergreen Advisors Ltd. walks you through the options in Erie.
Coverage for hospital stays, copays, and more
A hospital indemnity plan helps fill the gaps in your Medicare by paying you a fixed cash benefit for each day you're in the hospital. Use it for your copays, coinsurance, ambulance rides, or anything else — no strings attached.
Hospital indemnity plans made simple
No medical questions for most applicants, rates that have not gone up since 2005, and a straightforward application. Here is what you get with a plan from Evergreen Advisors Ltd.

Easy application
Fill out a short form with no underwriting questions for most people aged 64½ to 75.

Rates locked since 2005
Premiums have not increased in over 15 years. You get predictable, stable coverage.

No medical exam required
You do not need to pass a physical or answer detailed health questions to qualify.

Cash paid directly to you
Get a fixed cash benefit for hospital stays, surgery, or ER visits. Use it however you need.
What makes Our Hospital Indemnity Insurance elite?
Hospital indemnity plans are designed for folks who want a little extra financial cushion when the unexpected happens. These are the people we work with — neighbors, retirees, veterans.














How does an Indemnity plan help cover out-of-pocket expenses?
Dorothy's highly rated Medicare Advantage Plan has a $300 per day inpatient hospital co-pay for days 1 through 6

Dorothy's highly rated Medicare Advantage Plan has a $300 per day inpatient hospital co-pay for days 1 through 6
Great News! Dorothy's inpatient hospital benefits restore an unlimited amount of times after 60 days without hospital confinement, so she may use her hospital confinement indemnity coverage again in the future!
Give us a call and we'll walk you through your options, plain and simple. No pressure, just honest advice from a local Erie agent.




